A creditor may need an Attorney in a Chapter 7 to handle the following:

a. If you and/or your business have unsecured claims in a Chapter 7 case, a proof of claim can be filed upon notice by a Chapter 7 trustee.

b. If you and/or your business have a secured claim, a properly documented secured proof of claim can be filed and a determination will be made as to how your collateral is being treated in the debtor’s Chapter 7 proceeding.

c. If your collateral is being claimed as exempt, a reaffirmation agreement can be prepared for execution by the debtor and debtor’s counsel.

d. If your collateral is a non-exempt asset, a motion to abandon and/or 11 U.S.C. 362 Motion will be filed in order to allow you to pursue your remedies as allowed by state law.

e. Determine if your claim is non-dischargeable pursuant to 11 U.S.C. 523.

f. Determine if the debtor is guilty of any act and conduct that would bar a discharge pursuant to 11 U.S.C. 727.

g. Object to debtor’s claimed exemptions if inappropriate pursuant to current federal or state law.